The N-Abler carries a number of Adjudication Assist models to provide the user with an independent electronic grading of each transaction run through the model.
Utilizing the customer fulfillment or simply electronically pulling the grading, the user can use the service to pre-qualify a transaction. With a range of adjudication support tools the user has the ability to look well beyond the traditional credit score. The user is now able to pre-qualify based on such factors as income stability, asset liquidity, business stability and/or employment factors.
As an independent review grade lenders receive a single consistent view of the resulting pool of transactions regardless of which credit officer or underwriter processed the transaction. This loan level grading can be reported as key support to stakeholders such as senior management, investors or regulators. It acts as a consistent quantifiable input for portfolio risk analysis.
With some of the tools, such as Verified Assist, by utilizing the customer fulfilment option, the applicant gets the opportunity to see the strengths and weaknesses of their application ahead of time. It gives them the opportunity to see what extra support they can give to strengthen their submission and giving you the lender more opportunity to say yes.